THE DEAL ILLUSTRATIVE EXAMPLE
- YOU LEND
- 10 kg gold≈ $1.3M position held in grams
- YOU EARN
- +1.5 kg / yearfixed yield, set in advance - 11.5 kg after year one
- PAID OUT
- 36 days / cyclein tokenized gold XAUT / PAXG
Keep your gold exposure, earn up to 15% fixed yield on top.
A fixed yield paid in gold, funded by a 20-year physical gold trade – set in advance.
OFFERED PRIVATELY TO ELIGIBLE COUNTERPARTIESKYC/AML APPLIES
- THE OPERATOR
A 20-year physical gold operatoraudited quarterly by the Italian central bank
- REPRESENTATIVE END BUYER
Banca d'Italia - COUNTERPARTY ACCREDITATION
- FIXED YIELD PAID IN
You want gold exposure with real yield. Tokenized gold pays zero.
Digital gold – XAUT, PAXG, the entire segment – has zero exposure to yield. Yoro is the only double-digit fixed yield denominated in gold.
XAUT + PAXG0%
Other gold tokens2–5%
T-bills / Ondo~4%
Aave USDC4–6%- yoro9–15%
ON-CHAIN YIELD LADDER, ANNUALIZEDSOURCES: COINGECKO, CATEGORY TRACKERS, JUNE 2026
You lend gold. We run the business that turns it into more.
You lend gold - your position stays in grams.
TICKETS $500K–$5MWe buy below spot, refine, sell at LBMA spot with profit.
~10 CYCLES A YEARYou earn up to 15% APR, fixed, paid in gold.
SETTLES EVERY 36 DAYSTrack every step of each cycle
Launching soonThe gold exposure you keep, plus the fixed yield.
Two engines on one position: gold's long-run price
growth and a fixed yield in gold on top – ≈27.6% p.a.
combined at gold's 25-year average pace.
SIMULATION | LEND 10 KG OF GOLD, HOLD 5 YEARS
YOU LEND
YOU HOLD
Value now: 10 kg ≈ $1.3M
After 5 years: ≈ 20.1 kg ≈ $4.4M | 2× the gold
Lend 10 kg of gold for 5 years: today 10 kg ≈ $1.3M; after 5 years ≈ 20.1 kg ≈ $4.4M, 2× the gold.
ILLUSTRATIVE ONLY – NOT A FORECASTGOLD AT ITS 25-YEAR AVERAGE CAGR (≈11% P.A.); PAST PERFORMANCE IS NOT INDICATIVEFIXED YIELD 15% APR (EARLY TIER), NOT GUARANTEED
Named counterparties at every link. Every claim carries a document.
LIVE TRACKINGAll counterparties verified and monitored in real time.
Lenders are paid first. Operator economics are subordinated - paid last.
Monthly Proof-of-Funds. Purchase invoices and refining certificates attested monthly; every yield payment proof-hashed on-chain.
A 20-year operator. Registered professional gold operator, audited quarterly by the Italian central bank; specie insurance on every shipment in transit.
Straight answers.
Fund with XAUT, PAXG, USDT or USDC. Your position is denominated in grams of gold, not USD - full gold-price exposure retained, both ways. Tickets run $500K–$5M.
It is bought 3% below spot at the source as doré, refined to the LBMA 999.9 standard and sold at full spot. That spread is a realized margin, booked every ~36 days - about 10 cycles a year.
Your yield is our cost of capital - cheaper than bank financing for a physical operator, which is why the rate can be this high and still be conservative for us. It is funded by the sourcing margin - never by predicting the price, and never by your principal.
Up to 15% APR, set in advance, paid in gold. On 10 kg that is +150 g per cycle, ≈ +1.5 kg a year. It settles every ~36 days and is claimable in the app.
Your position is denominated in grams, not USD - you keep full gold-price exposure, both ways. The fixed yield accrues in gold regardless of price, so a falling price lowers the USD value of principal and yield alike, never the gold amounts.
The margin comes from buying below spot at the source, not from predicting the price - realized ~10 times a year, whether gold rises or falls. Your rate is set in advance and never derived from results; lenders are paid first, operator economics are subordinated.
The trade behind your yield has run for 20 years, and the operator is audited quarterly by the Italian central bank. Every cycle is tracked stage by stage - sourcing, refining, transit, sale - with third-party attestations at each step, plus monthly Proof-of-Funds and yield payments proof-hashed on-chain. And if things still go wrong, you are a creditor with first claim on the business, ahead of the operator's own economics. Fixed is a rate set in advance, not a guarantee.
45 days from request, or at the end of the signed contract. Principal and accrued yield are settled in tokenized gold (XAUT / PAXG) - no fiat off-ramp dependency on our side.
THE FULL RISK DISCLOSURES COME WITH THE SUBSCRIPTION DOCUMENTSASK FOR THEM ON THE INTRO CALL
Your terms: up to 15% APR fixed, paid in gold. The early tier is capped.
- FIXED YIELD
- 15% APR in goldearly tierfixed
- EARLY-TIER CAP
- $15M / 100 kg → Standard tier 9% after
- TICKET SIZE RANGE
- $500K–$5M
- SETTLEMENT
- Every 36 daysin gold
- EXIT
- 45 days from request, or at the end of the signed contract
- DENOMINATION
- Your position is denominated in grams, not USD
Get in at 15% APR,
or get in later at 9%.
Your rate is fixed at subscription and travels with your capital - the early tier never reprices. It closes at $15M / 100 kg, then 9% standard for later subscriptions.